This post is for me, so that one day I can offered my dream boat.
Budgeting start with goal planning, and works by monitoring spending. I've always been good at saving money and building a strong credit score, but this is for my future self when things get hectic after school. Please see the attached Excel budget sheet. Also consider exploring the following websites regarding loans for business startup:
https://canadabusiness.ca/programs/aboriginal-business-and-entrepreneurship-development-1/F-S-N-A This program does not require that the money be payed back, but conditions do exist. Here is more information on the terms of this loan: http://www.aadnc-aandc.gc.ca/eng/1375201178602/1375202816581 Also here is a good website for tips and services to help Aboriginal businesses. https://canadabusiness.ca/programs/aboriginal-business-development-services-1/F-S-N-A They offer: http://businesslink.ca/what-we-do/indigenous-services they even offer free Aboriginal Entrepreneurs workshops. Back to the topic... When asking the bank for a loan they will consider the 5C's
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